First Mortgage Loans

We offer fixed-rate and balloon options for first mortgage loans.

The features of our balloon first mortgage loans include:

  • Pay lower fees with low origination costs
  • Use money for a refinance or purchase
  • Borrow up to 80% of your home’s value for a refinance, up to 90% for a purchase
  • Balloon at 5, 7, or 10 years, payment calculated for up to 30 years
  • Experience faster loan approval and closing–your loan stays with the credit union

Mortgage rates can change daily, so it is best to contact our mortgage loan officer directly for more information.

Contact Sharon at 515-283-4195 or email She can go over options for purchasing a new home or refinancing your existing home.