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Des Moines Metro Credit Union offers a variety of loan products to fit your needs. Apply for a loan now, or go to Loan Rates to view current rates.

The types of loans offered at DMMCU include:

  • New and used auto loans
  • First and second mortgages
  • Home equity loans
  • Personal & Credit Builder loans
  • Share-secured loans
  • MasterCard
  • Small Business loans

 Want a quote for auto or homeowner's insurance? Get a quote now.

Auto Loans: DMMCU offers new and used auto loans with low rates, quick service, and easy terms. Before car shopping, see us first for a pre-approval. We can help you with blue book values, financing options, and vehicle pricing. Visit or for additional resources. 

Enterprise Car Sales: Des Moines Metro Credit Union is a proud partner with Enterprise Car Sales, located at 2551 100th St, Urbandale.

At Enterprise, you’ll receive haggle-free buying and worry-free ownership!  Here are just a few of the benefits of purchasing with Enterprise:

  • 12 Month/12,000 mile limited powertrain warranty
  • Free CARFAX Report
  • 7-Day Repurchase Agreement

For more information about this partnership, contact the credit union or contact Stefon Brown with Enterprise Car Sales by phone (515-251-5200), email ( or visit


First & Second Mortgages and Home Equity Loans: If you are thinking about buying a home or refinancing your current mortgage, contact Sharon Foust at (515) 283-4195. She will give you the information to help you get started or apply for a first mortgage loan now with DMMCU. Or apply for a home equity loan now.

With your home's equity, you can consolidate bills, make home improvements, finance education expenses, and more. And remember, the interest you pay on a mortgage loan may be tax deductible. Consult your tax advisor.

Personal Loans: You may be eligible for credit with no collateral required. Affordable terms, reasonable rates, and payroll deduction are available with these and all of our loans. We also offer a Credit Builder Loan. Click here for more details.

Share-Secured Loans: Borrow against the money in your share account or certificate at a fixed rate. The saving deposit or certificate deposit remains intact and continues to earn dividends.

MasterCard: Des Moines Metro Credit Union's MasterCard is accepted at millions of locations around the world, and you can receive cash conveniences at thousands of financial institutions worldwide.

Apply for a MasterCard now with DMMCU.

Check out MasterCard rates and fees now.

Small Business Loans: We offer small business loans through a partnership with Community Business Lenders, a credit union service organization. We can now help you with a variety of borrowing needs for your small business. Contact a loan officer or visit for more information.












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