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Savings Rates Today is

 

Savings

Minimum   Balance

Dividend/ Interest Rate

APY*

Regular Shares  $100  0.10%  0.10%
Kirby Kangaroo Shares  $25  0.10%  0.10%
IRA Shares*  $100  0.30%  0.30%
Super Bonus-Tier 1  $5,000-$24,999  0.15%  0.15%
Super Bonus-Tier 2  $25,000-$49,999  0.18%  0.18%
Super Bonus-Tier 3  $50,000 and over  0.20%  0.20%

Rates effective as of 5-12-2014 and subject to change without notice. Share accounts are compounded monthly. The APY (annual percentage yield) assumes dividends remain in the account until maturity. A withdrawal prior to maturity will reduce earnings. To earn the APY, the minimum balance must be maintained in the account every day. *IRA Share Accounts are compounded quarterly. 

 

Share Certificates

Minimum Deposit

Dividend/ Interest Rate

APY*

Penalty

6-Month  $5,000  0.30%  0.30%  3 Month
1-Year (Add-On)+  $500  0.25%  0.25%  3 Month
1-Year  $5,000  0.50%  0.50%  3 Month
Jumbo 13-Month  $25,000  0.60%  0.60%  6 Month
18-Month  $5,000  0.70%  0.70%  6 Month
30-Month  $5,000  0.90%  0.90%  6 Month
5-Year  $5,000  1.35%  1.36%  6 Month

+Additions may be made any time during the certificate term at the original rate. Each addition must be at least $150. Total additions cannot exceed $10,000.

Rates effective as of 4-2-2014 and subject to change without notice. Share certificates are compounded quarterly. The APY (annual percentage yield) assumes dividends remain in the account until maturity. A withdrawal prior to maturity will reduce earnings. To earn the APY, the minimum balance must be maintained in the account every day. 

 

IRA Share Certificates

Minimum Deposit

Dividend/ Interest Rate

APY*

Penalty

6-Month  $250  0.30%  0.30%  3 Month
1-Year  $250  0.50%  0.50%  3 Month
Jumbo 13-Month  $25,000  0.60%  0.60%  6 Month
18-Month  $250  0.70%  0.70%  6 Month
30-Month  $250  0.90%  0.90%  6 Month
5-Year  $250  1.35%  1.36%  6 Month

Rates effective as of 4-2-2014 and subject to change without notice. Individual retirement accounts are compounded quarterly. The APY (annual percentage yield) assumes dividends remain in the account until maturity. A withdrawal prior to maturity will reduce earnings. To earn the APY, the minimum balance must be maintained in the account every day. 


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