Savings

Des Moines Metro Credit Union is insured by the National Credit Union Administration. Your shares are insured up to at least $250,000.

We offer a variety of savings options, including:

  • Share Savings Accounts
  • Super Bonus Accounts
  • Christmas/Vacation Savings Accounts

Share Savings Accounts: We have a basic savings account that requires a minimum $25, and you’ll earn an annual percentage yield on your balances $100 and over. This basic savings account makes you and owner/member of the credit union. Dividends are compounded monthly. Go to 

Super Bonus Accounts: This account is for investors who want high earnings but need more flexibility than a share certificate offers. It takes $5,000 to start a super bonus account, and you’ll earn an annual percentage yield on your balance. Money can be taken out as often as you like, but you must maintain a $5,000 minimum balance to earn the APY. Dividends are compounded monthly. With tiers starting at balances of $5,000, $25,000, and $50,000, this tiered Super Bonus Account is the perfect way for you to invest your money. The higher the tier, the higher the rate of return you will earn.  

Christmas/Vacation Savings Accounts: Our Christmas Club and/or Vacation Club accounts are designed to help you save for the holidays, vacation, or for any special occasion, and you’ll earn dividends on your balances $100 and over. Dividends are compounded monthly. 

Go to Deposit Rates for current rates.